Former FBD chief executive Fiona Muldoon. Pic: Bryan Meade

Is it normal for senior executives at a listed insurance company to destroy notes and delete text messages?

FBD’s hard-line stance with publicans over Covid-19 cover has been an unmitigated PR disaster for the insurer. With new evidence of deleted texts, destroyed notes and missing documents, things could get even worse.

15th Sep, 2020 - 8 min read

There is something quite surreal about virtual court hearings. There is still the same level of grandiose formality and legal niceties, but much of the verbal sparring and rhetorical jousting disappears into the vortex of codes, log-ins and screens.

On Friday, however, Declan McGrath, a senior counsel representing FBD, was clearly quite taken aback at the softly spoken, yet damning, words of barrister Michael Cush, who was representing a number of pubs in the ongoing test case between the insurer and publicans over disputed Covid-19 business interruption cover.

“Mr Cush has pitched this at a fairly high level, Judge,” said McGrath. “I have to...

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