Karl Deeter: how to fix the mortgage market "slaughterhouse"

Sean Keyes
23rd Sep, 2020

Karl Deeter is a mortgage broker, housing market expert, singer-songwriter, and one of the leading consumer finance voices in Ireland. For 12 years he's been advocating on behalf of Ireland's borrowers and savers. Now he has a new business, onlineapplication.ie, which uses machine learning to get mortgages processed faster. The goal is to provide mortgage applications from your smartphone, with faster decisions and less paperwork (though a side effect might be less power for the big incumbent banks). Karl talks about the vulnerability of the incumbent banks, whose survival strategy he says is doomed to fail. He also discusses the “slaughterhouse” mortgage market, the "greedy" government’s under-scrutinised role in the housing crisis, and the need to “destroy house prices”.

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“The Army Rangers? If you were a business, can you imagine if you assembled the top 1% of your organisation into a compound? Imagine the attitude, the energy, the potential.”

Sam Smyth
19th Sep, 2020

As a member of the army rangers, Cathal Berry served in the Balkans, the Middle East and Africa. Then, he left the army to train as a medical doctor, before returning as head of the Medical School of the Irish Defence Forces. He resigned his commission to advocate for change in the Defence Forces, highlighting issues about poor pay and conditions, and a growing disillusionment of military personnel with the perceived dysfunctional relationship between the military authorities and the Department of Defence. Having been elected to the Dáil this year in the Kildare South constituency, Berry talks to Sam Smyth about his career in the army, his motivation for entering politics and his deep hope that he can achieve enough in the next three years to avoid standing for election again. He also outlines what business can learn from the military, the possibility of Sinn Féin in government and the difference between neutrality and independence.

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"The fuel we'll be selling in 2035 may not even be on the market"

Thomas Hubert
16th Sep, 2020

The Irish Petroleum Industry Association is dead, long live Fuels for Ireland. The industry body representing oil importers and distributors and Ireland's only refinery has acknowledged that its members won't sustain their businesses into the future by selling fossil fuels. Its CEO Kevin McPartlan joins Thomas Hubert to discuss the Covid-19 oil price crash, new fuels such as gas and hydrogen, and his call for government to stop holding its nose at meetings with petrol station owners if they are to help in the transition to a low-carbon economy.

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“We love questions – they are the spark that solve things. And above all, we love the media"

Ian Kehoe
9th Sep, 2020

Jack Murray worked as press officer for the Progressive Democrats and as a special adviser to a number of ministers. In 2006, however, he launched his own business MediaHQ with the stated intention of taking the grunt work out of public relations. Today, the company has several thousand clients and its media contacts database has media intelligence on every journalist working in the UK and Ireland with almost 70,000 individual profiles. In this podcast with Ian Kehoe, Murray talks about the company’s 14-year journey and its recent expansion into the British market. He also talks about the future of the media, the importance of storytelling and his mission to transform how people connect with their audience. 

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